Legal

Terms & Conditions

Last Updated: 14 April 2025

These terms govern your participation in Riverstone's entrepreneur finance literacy programmes. Please read them carefully before enrolling. By registering for a programme, you agree to these terms.

1. About Riverstone

Riverstone ("we", "us", "our") provides educational programmes focused on finance literacy for founders and owner-operators. We are based at Jalan Maarof 142, 59100 Kuala Lumpur, Malaysia. You may contact us at [email protected] or by phone at +60 3 2274 5896.

Our programmes are delivered entirely as educational content. Nothing we offer — in any session, material, publication, or communication — constitutes financial, legal, investment, or business advisory services. Participants are encouraged to consult qualified professionals for their individual circumstances.

2. Programme Descriptions

The following programmes are currently offered:

2.1 Owner-Operator Reading Workshop

A two-day workshop introducing the vocabulary and basic reading skills needed to engage with simple business finance documents. The programme is educational and includes a printed reading companion. No advisory, tax, or legal content is included.

Programme fee: RM 720

2.2 Founder Reading Group (Three Months)

A three-month facilitated reading group in which participants meet biweekly to review sample business documents and accessible finance literature. Sessions are conversational and literacy-focused. The group does not evaluate individual businesses or provide advisory guidance.

Programme fee: RM 2,540

2.3 Annual Founder Literacy Track

A twelve-month structured track featuring monthly themed sessions, quarterly book-review meetings, and a printed annual reading companion. Topics rotate through standard report formats, agreement vocabulary, and entrepreneurship reading. Advisory content is explicitly excluded from all sessions and materials.

Programme fee: RM 4,720

3. Enrolment and Payment

3.1 Enrolment Process

Enrolment is confirmed upon receipt of full payment and written confirmation from Riverstone. Submitting an enquiry or expression of interest does not constitute a confirmed place.

3.2 Fees

All fees are stated in Malaysian Ringgit (RM) and are inclusive of any applicable taxes unless otherwise stated. Fees must be paid in full prior to programme commencement unless a payment arrangement has been agreed in writing with Riverstone.

3.3 Payment Methods

Accepted payment methods will be communicated upon registration confirmation. Payment details will not be requested via unsolicited contact.

4. Cancellations and Refunds

4.1 Cancellation by Participant

Cancellation requests must be made in writing to [email protected]. The following conditions apply:

14 or more calendar days before start: Full refund minus a RM 80 administrative processing fee.
7 to 13 calendar days before start: 50% refund of the programme fee paid.
Less than 7 calendar days before start: No refund. You may request a transfer to a future intake, subject to availability and a RM 120 transfer fee.
After programme commencement: No refund is available for sessions already attended or materials already distributed.

4.2 Cancellation by Riverstone

In the event that Riverstone cancels a programme session due to unforeseen circumstances, enrolled participants will be offered a rescheduled date or a full refund of any session fees paid. Riverstone is not responsible for travel, accommodation, or other costs incurred by participants.

4.3 Postponement

Riverstone reserves the right to postpone a programme with reasonable notice. In such cases, participants will be offered a transfer to the rescheduled date at no cost, or a full refund.

5. Participant Conduct

All participants are expected to engage respectfully with facilitators and fellow participants. Riverstone reserves the right to remove a participant from a programme if their conduct is disruptive, offensive, or contrary to the educational purpose of the session. In such cases, no refund will be issued for sessions already commenced.

Participants agree not to record, reproduce, or distribute session content, facilitator materials, or printed companions without prior written consent from Riverstone.

6. Intellectual Property

All programme content, written materials, printed companions, session outlines, and facilitator-prepared resources are the intellectual property of Riverstone. Participants are granted a personal, non-transferable licence to use printed materials for their own private study. Commercial use, redistribution, or reproduction of any Riverstone materials is strictly prohibited without written authorisation.

7. Educational Disclaimer

Riverstone's programmes are designed exclusively for educational purposes. All content — including sessions, printed materials, facilitator commentary, reading lists, and any written or verbal communication from Riverstone — is intended to build literacy and familiarity with finance vocabulary and document formats.

Nothing provided by Riverstone constitutes financial advice, investment guidance, legal counsel, tax advice, or any form of professional advisory service. Participants should consult appropriately qualified and licensed professionals before making any financial, legal, or business decisions.

8. Limitation of Liability

To the extent permitted by applicable Malaysian law, Riverstone's total liability to any participant in connection with a programme shall not exceed the fee paid for that programme. Riverstone is not liable for indirect, incidental, or consequential loss or damage arising from participation in any programme, use of materials, or reliance on any content.

Riverstone does not accept responsibility for decisions made by participants based on their interpretation of educational content.

9. Privacy

We collect and process personal data in accordance with our Privacy Policy and Malaysia's Personal Data Protection Act 2010 (PDPA). By enrolling, you consent to our use of your personal data as described in the Privacy Policy.

10. Governing Law

These terms are governed by and construed in accordance with the laws of Malaysia. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Malaysia.

11. Amendments

Riverstone may update these Terms & Conditions from time to time. Any changes will be published on our website with an updated revision date. Continued participation in our programmes following any revision constitutes acceptance of the updated terms.

12. Contact

For any questions about these terms, please contact us:

Riverstone
Jalan Maarof 142, 59100 Kuala Lumpur, Malaysia
Email: [email protected]
Phone: +60 3 2274 5896